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Managing Editor for Broadband and Mobile

Last updated: 16 December 2025
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4 mins read

Key points
Explore a range of iPhone 13 contract deals that offer flexibility and lower monthly payments
Get the iPhone 13 with no upfront cost and enjoy the device without a large initial outlay
Access generous data plans, including unlimited data options, ideal if you use your phone extensively
Consider refurbished models for significant savings while still enjoying all the features of the iPhone 13

Why choose the iPhone 13?

The iPhone 13 stands as a strong choice for those who want a reliable, high-quality phone. Its capable camera, powerful processor and all-day battery deliver exceptional performance for most users. Since it's not the latest model, you can pick the iPhone 13 up for less with a pay monthly contract.

If you're still undecided, check out our best mobile phone deals to find a handset that suits your needs. Alternatively, keep reading to learn more about the iPhone 13.

How to find the best iPhone 13 contract deals

  1. Estimate your monthly budget
  2. Determine the data you need
  3. Compare network deals for coverage
  4. Consider any added perks like roaming
  5. Review the contract length

With the release of newer models up to the iPhone 17, you can get the iPhone 13 at a better price. Most phone networks offer iPhone 13 deals, giving you plenty to compare.

If you're unsure which iPhone suits your needs, read up on our comparison and explore all the iPhone deals available.

How much is the iPhone 13?

The SIM free new 128GB iPhone 13 costs around £420 upfront. If you choose a pay monthly plan, you can avoid making a sizable upfront payment. Monthly plans start at £10 per month with a £229 upfront cost. Prices are correct at the time of writing, and are available to everyone.

The more you pay per month, the less you'll need to pay upfront. This gives you the flexibility to choose a plan that fits your budget. Check out our deals tables above to find a price plan that meets your needs.

What's the cheapest way to get iPhone 13 contract deals?

To find the cheapest iPhone 13 contract deal, compare offers from all the major providers. By comparing multiple deals, you can quickly identify the most affordable option that suits you.

The good news is that we have a range of great deals in one convenient location. Simply look through our deals table at the top of this page and you should be able to find deals that fit your budget, data requirements and contract preferences.

Should I get a refurbished iPhone 13?

The cheapest iPhone 13 option is likely a refurbished model. If you're hesitant about buying a refurbished phone, don't worry. Reputable sellers thoroughly test all refurbished phones for quality, clearly rate them and offer warranties. If you have any issues, you can easily return the device for a refund or replacement.

The current cheapest refurbished iPhone 13 contract deal is £8 per month with a £295 upfront cost.

Can I get an iPhone 13 with no upfront cost?

Yes, you'll find several iPhone 13 deals available with no upfront payment. The best way to find a price plan without any upfront costs is by looking at our deal comparison table at the top of this page. New deals are constantly being introduced by UK networks, so it’s worth shopping around to find one that works for you.

Can I get the iPhone 13 with unlimited data?

Yes, you can get the iPhone 13 with unlimited data. To find these deals, simply use our comparison tool and set the data filter to 'unlimited'. This will show you a wide selection of iPhone 13 unlimited data deals from top UK networks like Vodafone, Three, O2 and more.

By comparing these offers, you can choose the plan that best suits your data needs. You might need a larger amount of data if you regularly use your phone for streaming, gaming or heavy browsing. You can select a deal based on your budget and contract preferences so you get the best value.

Compare iPhone 13 contract deals with Go.Compare

Check the network quality score in your area and compare iPhone 13 contract deals above to find the right one for you and your budget.

Our expert says…

"When you choose an iPhone 13 deal, focus on more than just the price. While low monthly payments can seem attractive, consider factors like network coverage, data, network coverage and customer support. Choosing a plan with no upfront cost can make the device more accessible, though you should check that the overall contract delivers long-term value. By comparing all available deals, you'll find a plan that fits your budget and meets your needs."

Catherine Hiley, managing editor for home and personal finance

Frequently asked questions

Which networks have the iPhone 13?

Lots of UK mobile networks stock the iPhone 13 and offer contract deals, many with no upfront cost. Choose from brands like:

Should I get an iPhone 13 SIM free?

You should consider buying an iPhone 13 SIM free if you prefer flexibility, want to avoid long-term contracts or plan to use it with a different carrier. It allows you to switch networks without restrictions and gives you the freedom to choose the best deal for your needs. So it can work out cheaper overall. But if it’s beyond your budget, there are plenty of strong monthly deals that can help you spread the cost.

Can I get the iPhone 13 with poor credit?

This could be challenging. Networks always perform credit checks on mobile phone contract deals, which can be quite strict.

The best option is to buy it outright and sign up for a one month rolling SIM only plan which typically doesn't require a credit check.

Alternatively, you might have better success by selecting an offer from a reseller or purchasing a refurbished device.

What are the features and specs of the iPhone 13?

Here’s what the iPhone 13 offers in specifications:

What’s the difference between the iPhone 13 and iPhone 12?

Although the dimensions and overall look of both phones appear the same at first glance, the iPhone 13 introduces several worthwhile improvements.

Feature iPhone 13 iPhone 12
Battery life Up to 2.5 hours more than iPhone 12 Standard all-day battery life
Camera Improved low light, new software with updated functions Good performance, but older tech
Screen size 6.1-inch Super Retina XDR OLED 6.1-inch Super Retina XDR OLED
Processor A15 Bionic Chip A14 Bionic Chip

How long does the iPhone 13 battery last?

You get an impressive all-day charge with the iPhone 13, which offers 2.5 hours more battery life compared to its predecessor, the iPhone 12 but it isn’t as optimised as the newer iPhones to last even longer. Still, it should get you through the day on a single charge and it offers fast and wireless charging too, so it’s easy to boost your battery when it starts running low.

Is the iPhone 13 camera good?

The primary camera on the iPhone 13 features a 12MP main lens with an f/1.6 aperture, powered by the A15 Bionic chip. This makes your photographs sharp and clear, even in dim lighting. It has a lens with seven elements, a 26mm focal length and 100% Focus Pixels.

On top of this, the iPhone 13 camera has optical image stabilisation, allowing you to take clear photos, even while moving around.

The 12MP Ultra Wide camera serves as the second lens and features a new sensor that enhances the shadowy areas of your photos, adding life and depth. With a 13mm focal length and a 120-degree field of view, you can take cool and unique pictures.

Is it worth upgrading to the iPhone 13?

Yes. If you're using an older phone, the iPhone 13 still has a lot to offer and represents an excellent upgrade alternative to some of the newer iPhones because it’s a lot more affordable but still delivers a premium experience. Its screen, battery and camera are superior to many other devices on the market and you can get it for a good price.

If you haven't upgraded in a while, you'll really notice the difference, especially since you can connect to fast 5G speeds in many areas.

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